As you help your child prepare for this next exciting chapter, you’ve likely checked off many things from your to-do list: dorm essentials, class enrollments, and maybe even a new laptop. But one critical question remains—does your high school grad still have dental insurance for their dentist in Jamaica, NY?
At Jamaica Estates Dental, our dentists are passionate about ensuring young adults have access to the care they need. We’ll guide you through understanding dental insurance for college-bound students and offer steps to ensure your graduate stays covered.
What’s the Age Limit on Your Policy?
Most dental insurance plans have age limits for dependents—anywhere from 19 to 26 years old. The timeline can also depend on whether your child is a full-time student. Your insurance might still cover routine care like cleanings and checkups but have a cut-off for other procedures like dental crowns.
The first step in ensuring your child continues to access care is to contact your dental insurance provider. Ask about:
- Age limits
- Coverage for full-time students
- Documentation you might need to provide
- Covered procedures
- In-network providers
Insurance Alternatives: The Wisdom Membership Plan
If your insurance doesn’t cover your college-bound child, don’t worry. They won’t need to put off care with our dentist in Jamaica, NY, until they get their own coverage or only in emergencies. Jamaica Estates Dental offers an affordable and comprehensive Wisdom Membership Plan. For an annual fee of $250, it includes:
- 20% off all other treatments
- $50 discount for each additional family member
- $100 discount for each child
- 2 regular cleanings, dental exams, and X-rays
Your grad can get the dental care they need without breaking the bank for you. They can also purchase this plan for themselves, helping them gain access to their own coverage outside of insurance.
Why Worry About Dental Care? Benefits of Planning Ahead
According to the Centers for Disease Control and Prevention (CDC), 13% of children ages 5 to 19 have untreated cavities. It jumps to over 25% for ages 20 to 44. The late teens and early twenties are clearly a time when oral health habits can slip.
Continuity of care can prevent this. Planning for your child’s dental health when they leave the nest ensures there are no gaps in care, reducing the risk of complications later. Plus, preventative treatments cost less than emergency care.
Benefits of a College Dental Home at Jamaica Estates
Our dentist in Jamaica, NY, knows your child’s history, unique requirements, fears and anxieties, and even their communication style. We offer a familiar space for them, which can be incredibly comforting when everything else is in upheaval.
We also welcome new patients if your child is coming to our area for college. Set them up for success by establishing an oral health home base with Jamaica Estates Dental. We make newcomers feel like they’re old friends.
Discuss Insurance and More with Our Dentist in Jamaica, NY
Planning for your child’s college years includes ensuring they receive care from our dentist in Jamaica, NY. Review your insurance, consider our Wisdom Membership Plan, and save both money and stress in the long run. At Jamaica Estates Dental, we’re here to support you and your college student every step of the way. Schedule now to leave them with less to worry about as they embark on their exciting journey.
